For your cover to be valid, you, and anyone you would like named on your policy must:

  • Be a resident of the United Kingdom, excluding the Isle of Man and Channel Islands. If you are not eligible, our friends at Europesure may be able to help.
  • Be registered with a doctor in the UK and well enough to travel
  • Not already have started your trip
  • Not, at the time of your trip, be travelling against Government (FCDO) advice
  • Understand that most policies may not cover cancellations or travel disruption caused by airline operational issues, including fuel shortages

About your trip

Single Trip - To cover you for a single trip outside your province or territory of residence for the duration selected.

Annual Multi-Trip - To cover you for multiple trips throughout a 365 day period. The maximum days which you can be away for per trip will be shown with each plan.

Please tell us about all the countries you are visiting. This includes any stopover countries where you will be leaving the airport, or any countries where your ship will be docking.

We only need to know about the countries you are visiting, not the cities.


Please check the latest Government (FCDO) advice. If the Government is advising against travel to your destination at the time of your trip, you will not be covered if you still decide to go away, or if you decide to cancel your trip due to their advice.

Select the date you are leaving your home for your trip.

You only need to start your policy from the date you leave your home for your destination. This should be the date you leave your home for your trip, rather than the date your flight, ship or train departs. If cancellation is included on your policy, you’ll be covered as soon as you buy the policy.

Select the date you return home from your trip.

This should be the date you return home from your trip, rather than the date your flight, ship or train arrives back from your destination.

About your cover

Make sure your policy provides the right level of cover for your needs. If you change your mind, you can easily adjust the cover amounts on the results page. Please note these amounts are per person, per trip.

If your holiday is cancelled, this is the maximum amount the policy will out for travel and accommodation costs per person that can’t be recovered. This amount is per person, so choose an appropriate amount per person, not the total cost of your holiday.

This is the maximum amount you can claim per person if you baggage is lost, stolen or damaged.

This is the maximum amount you have to pay per person per claim. For example if you have a £100 excess and make a successful £500 claim, you will receive £400.

You need to tell us if any part of your trip includes a cruise or winter sports to ensure you are covered.

Gadget Cover

Provides cover (such as accidental damage, theft or loss) for gadgets which could include phones and tablets. Please read your policy documents for more information.

Winter Sports Cover

Provides cover for ski equipment, ski pack and medical rescue. Please read your policy documents for more information.

Cruise Cover

Covers the specific activities and risks associated with cruise holidays - e.g. missed port, cabin confinement and unused excursions. Please read your policy documents for more information.

About you

A Family - A single parent or two parents travelling together with their child or children (under 18 years) for whom they are the legal guardians and who all reside together.

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Please ensure the information you provide is accurate and complete to the best of your knowledge, as the policies we show you will be based on your answers. Inaccuracies could mean you purchase a policy that does not meet your needs. Your insurance provider could also void your policy, only partially settle your claim or refuse to pay it in full.